If you are like most people, a money problem can be so personal and so devastating that you feel like you must keep it hidden from your family and friends. Fear of being branded a failure and becoming a social outcast throws a dark shadow over your life. Even places which should offer a helping hand, like your church, may instead offer condemnation and guilt. It’s almost easier to confess to an STD than to a money problem.
To be sure, there are complex financial, legal, moral, and spiritual issues which come from money problems. And most people, especially those who have never experienced a money problem, do not have the knowledge or temperament to help you. Then, of course, there are vultures looking to rob you of what little you have left. It’s a jungle out there.
But if you stay isolated and frozen by fear, you will never make it out. You must get moving.